Can You Pay Monthly for Invisalign?

Invisalign is a popular alternative to braces. Doctors scan your mouth and create a 3D image of your teeth. From there, they make a custom-designed mold or aligner that fits in your mouth. This aligner fixes crooked teeth in your smile but remains invisible while you wear it. You can remove your Invisalign molds when you eat or brush your teeth.

You might be wondering, can you pay monthly for Invisalign? How much does it cost? The cost of your Invisalign treatment comes down to several factors. Each case for the treatment is slightly different based on both patient and doctor resources.

How Much Does Invisalign Cost?

The cost of Invisalign will change based on your financial situation and your orthopedic health. Factors like how much alignment your mouth needs, how much your healthcare plan will cover, and your dentist's policies will affect your personal situation's overall cost.

The US national average cost for Invisalign is between $3000 to $5000. You can handle the payment for the treatment in several different ways. Often, healthcare providers have the same policy for Invisalign as they do for braces to cover up to 50% of the total treatment cost.

Before paying for Invisalign, you can take the assets at your disposal with your employer and your healthcare plan. It's possible you can get a discount for your treatment, or it can be paid for entirely if you're informed about your policies for orthodontic treatment.

Typical Monthly Cost

How can you pay monthly for Invisalign? According to Invisalign, you can create a monthly payment plan with your dentist. The payment plan is an agreement to make lower payments every month for your treatment. Your dentist will usually ask for a down payment at the beginning of your plan.

To give you an idea for the cost, one dentist office offers monthly payment plans that start from $99 to $124. Their plans go upward from that price.

Your monthly cost depends on the policies set by your dentist's office in addition to your healthcare plan. Make sure you know what your healthcare provider has to offer. The program you have can help cut the overall cost of your treatment. However, you must know your insurance plan's policy for orthopedic and dental care.

Alternative Payment Options

There are several other payment options you can choose from to pay for Invisalign. Your employer and their policies will affect your choices. Take a look at what's available to you after you go through these alternative options.

Your healthcare may be able to cover some or all of the treatment, and it's also possible for you to pay tax-free dollars. You also have the options to pay with FSA or HSA.

FSA is a flexible savings account. This savings account is an account you put money into over the year. Your employer manages the account. With this money, you can pay some specified medical, dental, or orthopedic costs. Your paycheck deducts cash into this account.

You can set aside up to $2600 annually with FSA. However, not all employers offer this savings account, so make sure to check with your employer or company about their FSA regulations.

Another option is payment through an HSA or Health savings account. This savings account is for people with a highly deductible healthcare insurance plan. With deductions, you can put money into a separate account to use it for medical, dental, or orthodontic costs. One of these costs can include your Invisalign treatment.

HSA for individuals has an annual cap of $3400. For families, the cap is at $6750. If you want to open an HSA, you will have to discuss this option with your healthcare provider, and you will also need to meet with the IRS eligibility requirements.

The cost of Invisalign mostly depends on your situation. Treatment price will fluctuate depending on how much work you need to have done, your healthcare provider, and your doctor's payment regulations. It's possible that you can pay monthly for Invisalign.

Paying for the treatment can also change based on what resources are made available by your employer or health insurance plan. Given the proper policies, you may be able to pay through FSA or HSA. If not, however, you can negotiate an affordable monthly payment plan with your dentist.